Attention homeowners in Scottsdale and Maricopa County: Need an appraisal?

Here are the top reasons AZ homeowners use Sun Point Appraisals, Inc.:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to lower a monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a AZ divorce, when property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Maricopa county or AZ

Own a home in or near Scottsdale, AZ and need help determining the price of it?
Contact Sun Point Appraisals, Inc..

At Sun Point Appraisals, Inc., we understand the particular needs of a consumer seeking appraisal services. Our usual business clients get the appraisal process and the standard "products" we deliver to them. But as a consumer,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Sun Point Appraisals, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value report than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping folks just like you do away with unwanted PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When challenging your property tax assessment, getting an expert appraisal from Sun Point Appraisals, Inc. is your strongest weapon.

Was your HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Sun Point Appraisals, Inc. can help you reinstate your home equity line of credit with efficient appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for verity? Sun Point Appraisals, Inc. offers field reviews where we'll go out and check the subject and comparables. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Sun Point Appraisals, Inc. can help you with that. Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.